Servicing all over Saskatchewan, one of the main benefits of using a Mortgage Broker is that we have access to, and knowledge of, the entire mortgage market.
Independent mortgage brokers are licensed mortgage specialists who have access to multiple lenders and mortgage rates. They essentially negotiate the lowest rate for you, and because they acquire high quantities of mortgage products, mortgage brokers can pass volume discounts directly on to you. Although banks can offer some discounting for consolidating your services with them, there are many advantages to using a mortgage broker that many Canadians are unaware.
They can advise which lenders will consider your case and which will not based on your individual circumstances. This is particularly useful for people with poor credit ratings. Mortgage brokers have access to lenders who specialize in servicing people with adverse credit, and can leverage relationships with mainstream banks. They essentially negotiate the lowest rate for you, and because they acquire high quantities of mortgage products, mortgage brokers can pass volume discounts directly on to you.
Mortgage brokers can also access exclusive deals not available on the open market, or negotiate a better interest rate or lower application fees from the lender in some case.
It is important to know what purchase price you are qualified for before you go shopping for a home, so that you are looking at houses in the right price range!
Are you looking at purchasing your First Home? A Second Home? A Rental Property? A Vacation Property?
Replacing an older loan with a new loan offering better terms? You can refinance up to 80% of the value of your home.
Is your maturity date approaching soon? Sometimes the rate offered by your bank is not the best one. Give me a call to see what your options are!
iSask Discounted Mortgage Rates
|5 Year VRM||2.40%|
5 Year Fixed
Ask me about Quick Close Rate Specials! Rates are subject to change without notice, OAC & certain conditions apply.
Born and raised in Saskatoon, I am proud to call this city my home! I am happy to be part of the iSask Mortgage Broker team – a well known, established and respectable company. I have been surrounded my entire life, as my father, Doug Rissling, was in the mortgage industry for many years and was also a founding member of Canadian Association of Accredited Mortgage Professionals (CAAMP) – the only regulatory body in Canada for mortgage professionals. I am dedicated to providing prompt and professional service. Contact me today to take advantage of today’s financial opportunities!