Servicing all over Saskatchewan, one of the main benefits of using a Mortgage Broker is that we have access to, and knowledge of, the entire mortgage market.
Independent mortgage brokers are licensed mortgage specialists who have access to multiple lenders and mortgage rates. They essentially negotiate the lowest rate for you, and because they acquire high quantities of mortgage products, mortgage brokers can pass volume discounts directly on to you. Although banks can offer some discounting for consolidating your services with them, there are many advantages to using a mortgage broker that many Canadians are unaware.
They can advise which lenders will consider your case and which will not based on your individual circumstances. This is particularly useful for people with poor credit ratings. Mortgage brokers have access to lenders who specialize in servicing people with adverse credit, and can leverage relationships with mainstream banks. They essentially negotiate the lowest rate for you, and because they acquire high quantities of mortgage products, mortgage brokers can pass volume discounts directly on to you.
Mortgage brokers can also access exclusive deals not available on the open market, or negotiate a better interest rate or lower application fees from the lender in some case.
It is important to know how much you can afford. You don’t want to fall in love with a home only to find out that it’s outside of your price range.
Are you looking at purchasing your First Home? A Second Home? A Rental Property? A Vacation Property?
Sometimes, refinancing is your best option for a variety of reasons. Let me review your options and do the hard work for you!
Is your maturity date approaching soon? Sometimes the rate offered by your lender is not always the best one. I’ll help you review your options and make the renewal process simple and easy.
|1 Year Fixed||5.60%|
|2 Year Fixed||5.30%|
|3 Year Fixed||5.00%|
|4 Year Fixed||5.00%|
|5 Year Fixed||4.94%|
|5 Year Variable||5.80%|
Rates subject to qualification. Rates subject to change without notice.
I have been a part of the mortgage industry since 2013 and have enjoyed every moment thus far! I love getting to know my clients by helping them with their residential mortgage needs and answering any questions that they may have with regards to home ownership & financing. I will work for you to make the home ownership process simple, smooth and straightforward. If there is anything that I could do to help you, I would love the opportunity to chat. I was born and raised in Saskatoon – I am proud to be working with the team at iSask Mortgage Brokers, a great local brokerage. I am dedicated to providing free professional mortgage services. Contact me today to get pre-approved, I want to be your mortgage guy!